Pension account expectations fall short in a 'tough market'

Weak returns on investments so far this year
Friday, May 23, 2008 • BY DUNSTAN McNICHOL Star-Ledger Staff

Ten months into the state's fiscal year, investment returns on the account that bankrolls pensions for teachers and government workers are lagging far behind the rate needed to head off steep increases in the taxpayer contributions that support the fund.

Through April, the $81.5 billion pension fund had returned 0.88 percent, managers of the fund told state officials yesterday.

"It's still been a tough market," William Clark, director of the state Division of Investment, said at the regular meeting of the State Investment Council. "Relative to where we could be, we're very pleased with the results."

How much the fund gains or loses on Wall Street has expensive implications for taxpayers.

Experts who calculate how much the state needs to deposit in the fund each year assume the pension account will earn 8.25 percent in investment returns each year. If returns over five years average less than that, taxpayers must make up the difference.

Clark attributed the weak returns so far this fiscal year, which ends June 30, to losses on domestic and international stocks, which make up about half the fund's holdings.

He also said the state has been slow to buy into the red-hot commodities market, where investors are enjoying double-digit gains.

As of April 30, the pension fund, which supports about $6 billion in pension payments each year, held less than it did when the budget year opened July 1. At the start of the budget year, the fund held $82.2 billion, reports presented to the Investment Council show.

The lagging results are another setback for a pension fund that actuaries say is already underfunded by more than $28.3 billion.

Last year, the pension fund re turned 17 percent, and it has not lost money on its investments since 2002.

Despite that robust performance, the account is still suffering from years of skipped state payments and increases in benefits. State and local taxpayers this year are scheduled to pay about $2 billion into the fund, but that is still more than $1 billion short of the amount actuaries say should be deposited.


Dunstan McNichol may be reached at (609) 989-0341 or dmcnichol@starledger.com.
© 2008 The Star-Ledger. Used by NJ.com with permission.

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